creditrepairnow.net You are more likely to notice problems and inconsistencies if you check your credit score on a regular basis. At the minimum, you should check it once a year; however, three times a year is ideal. Also ensure that you check your credit rating with each credit bureau: TransUnion, Equifax, & Experian. If you notice anything odd or anything you don’t recognize, such as a charge account you did not open, report it immediately. In addition, you may want to consider purchasing identity theft protection. Sometimes these errors are caused by mistakes made at the credit bureau, but they could be an indication that someone is using your identity. In either ease, such mistakes can damage your credit report. Fixing these errors is crucial to improving your credit score. If you think you have been thc victim of identity theft, take these actions at once: 1) Contact the three major credit bureaus and ask to speak with the fraud department. Explain that you believe you have been the victim of identity theft and ask that an alert be placed on your file. This will let anyone looking at your report know that you may have been the victim of fraud. You will also be alerted any time someone looks at your file (lenders or criminals). If you have an alert on your report, and a lender is suspicious that the person applying for credit is not you, they will deny the request. If it was a criminal trying to access your credit score, or take out credit in your name, this will …
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